Investment Management

Our goal is to help you preserve and protect what is most important to you and your family. Through our strategic/tactical approach to asset allocation and investment planning, we develop strategies that seek to help ensure:

  • Income needs are met over time
  • Risk is managed in line with your goals and time horizon
  • Your portfolio continues to generate growth to outpace inflation

Whatever your financial destination, a solid investment program can help you work toward your goals. For most people, the core of any successful approach to investing is the strategic and tactical allocation of their assets. Strategic/tactical asset allocation involves spreading your investments across several asset classes-such as stocks, bonds, and cash equivalents - to reflect your specific goals. Although asset allocation does not ensure profit or protect against loss, asset allocation allows your portfolio to participate in a variety of market sectors, while managing volatility.

The Value of Asset Allocation

Hastie Financial Group leverages Commonwealth's Preferred Portfolio Services® (through PPS Custom). This program allows investors to take advantage of strategic/tactical asset allocation, a time- tested approach to constructing investment portfolios. Each portfolio is individually designed to help achieve an optimal blend of investments tailored to your personal goals, time horizon and acceptable level of risk. Our process encompasses setting investment objectives, establishing weightings for various asset classes, choosing specific investments and making portfolio adjustments as circumstances dictate.

Strategic/Tactical Asset Management: A Comprehensive Methodology

PPS Custom leverages an extensive consultative process that focuses on understanding and meeting your needs. This goal-oriented process follows a comprehensive, four-step approach.

Step 1: Define your Goals and Objectives

Together, we will work to determine your customized investment management strategy by taking into consideration the following:

  • Investment Goals
  • Risk Tolerance
  • Time Horizon
  • Performance Expectations
  • Income Needs
  • Liquidity Requirements
  • Tax Considerations
  • Current Investments

Step 2: Determine your Investment Strategy

Accessing the expertise of leading research strategists, we will help identify the most appropriate investment strategies, applying the concepts of:

  • Asset Allocation
  • Diversification
  • Risk/Reward Characteristics of Asset Classes
  • Correlation Between Asset Classes

Step 3: Build your Portfolio

Next, we will begin building a portfolio of investment vehicles that seek to meet your specific needs.

Step 4: Manage and Monitor your Portfolio

Once your investments are in place, the process of monitoring and managing your portfolio begins. This includes:

  • Active Ongoing Portfolio Reviews
  • Periodic Re-Examination of your Investment Strategy
  • Rebalancing Decisions
  • Consolidated Quarterly Performance Reports

No strategy assures success or guarantees against loss. Investing in securities is subject to risk and may involve loss of principal. Tactical allocation may involve more frequent buying and selling of assets and will tend to general higher transaction costs. Investors should consider the tax consequences of moving positions more frequently. There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not eliminate market risk.