Financial Planning

Over a lifetime we are faced with making many important financial decisions. In the beginning, we must decide how to best manage the income from our first job and to save for the purchase of a home. A little later in life, perhaps when children come, we need to decide how to best provide for their college education and begin preparing for retirement. As we begin to amass wealth through our employment or from a company or practice we have built, we are faced with the substantial decisions of how best to grow and protect our wealth so it can provide us our desired lifestyle during retirement. Ultimately, we must decide how to most efficiently pass our wealth to our heirs upon our death.

A comprehensive personal financial plan is the single best tool to bridge the gap between where we are today, and what we wish to accomplish in the future. The staff of Hastie Financial Group has more than 25 years experience in designing and implementing financial plans. Bill Hastie, the firm’s managing partner, holds an MBA degree in Financial Planning which is the highest academic degree available in the field.

Supported by a very talented and dedicated staff, Hastie Financial Group uses one of the industry’s most advanced financial planning software to create and monitor all financial plans. In addition to receiving their financial plan in written form, clients are given access to their private website through which they can access their plan online. On this “dashboard,” clients can also view their entire financial picture with their investment account values updated daily – which in turn updates their financial plan daily. This creates a “live” financial plan which not only shows updated investment account values, but also the effect of these daily changes on their financial plan. All important documents, such as wills and trusts, can be digitally stored on the dashboard for easy future access. The dashboard is accessible through a highly secure, encrypted website.

Our services include:

• Goal setting
• Cash flow management
• Investment analysis and management
• Retirement income planning
• Insurance analysis
• Estate plan design

We meet with our financial planning clients at least annually to review their financial plans, and to discuss any life or goal changes. More frequent review meetings are required when there is a significant financial or life change. Financial and investment consultations are also available on an as-needed basis throughout the year.