Investment Management

Whatever your financial destination, a solid investment program can help you work toward your goals. For most people, the core of any successful approach to investing is the strategic allocation of their assets. Strategic asset allocation involves spreading your investments across several asset classes-such as stocks, bonds, and cash equivalents - to reflect your specific goals. Although asset allocation does not ensure profit or protect against loss, asset allocation allows your portfolio to participate in a variety of market sectors, while reducing volatility.

The Value of Asset Allocation

Hastie Financial Group leverages LPL Financial's Strategic Asset Management (SAM) platform. This program allows investors to take advantage of strategic asset allocation, a time-tested approach to constructing investment portfolios. Each SAM portfolio is individually designed to help achieve an optimal blend of investments tailored to your personal goals, time horizon and acceptable level of risk. Our process encompasses setting investment objectives, establishing weightings for various asset classes, choosing specific investments and making portfolio adjustments as circumstances dictate.

Strategic Asset Management: A Comprehensive Methodology

SAM leverages an extensive consultative process that focuses on understanding and meeting your needs. This goal-oriented process follows a comprehensive, four-step approach.

Step 1: Define your Goals and Objectives
Together, we will work to determine your customized investment management solution by taking into consideration the following:

• Investment Goals
• Risk Tolerance
• Time Horizon
• Performance Expectations
• Income Needs
• Liquidity Requirements
• Tax Considerations
• Current Investments

Step 2: Determine your Investment Strategy
Accessing the expertise of world-class research strategists, your financial advisor will help identify the most appropriate investment strategies, applying the concepts of:

• Asset Allocation
• Diversification
• Risk/Reward Characteristics of Asset Classes
• Correlation Between Asset Classes

Step 3: Build your Portfolio
Next, we will begin building a portfolio of investment vehicles designed for your specific needs. Security selection includes:

• Access to almost 6,000 well-known no load, load-waived and institution mutual funds
• Individual Stocks and Bonds
• Certificates of Deposit
• Exchange Traded Funds
• Currently Held Investments

Step 4: Manage and Monitor your Portfolio
Once your investments are in place, the process of monitoring and managing your portfolio begins. This includes:

• Active Ongoing Portfolio Reviews
• Periodic Re-Examination of your Investment Strategy
• Rebalancing Decisions
• Consolidated Quarterly Performance Reports